[av_table purpose=’tabular’ pricing_table_design=’avia_pricing_default’ pricing_hidden_cells=” caption=’Progressive Payment Stages’ responsive_styling=’avia_scrollable_table’]
[av_row row_style=”][av_cell col_style=”]Construction Stage[/av_cell][av_cell col_style=”]Percentage of Purchase Price[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Issue of Option to Purchase (OTP)[/av_cell][av_cell col_style=”]5%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon signing Agreement / Within 8 weeks immediately after date of Option[/av_cell][av_cell col_style=”]20% (Less the 5% Booking Fee which was paid above)[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion of Foundation Work[/av_cell][av_cell col_style=”]10%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion of Reinforced Concrete Framework[/av_cell][av_cell col_style=”]10%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion of Partition Walls[/av_cell][av_cell col_style=”]5%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion of Roofing[/av_cell][av_cell col_style=”]5%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion of Door sub-frames / door frames, window frames, electrical wiring (without fittings), internal plastering and plumbing[/av_cell][av_cell col_style=”]5%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion Car park, roads and drains serving the housing project[/av_cell][av_cell col_style=”]5%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Upon Completion Building, roads and drainage and sewerage works in the housing estate, connection of water, electricity and gas supplies

(At this stage the Temporary Occupation Permit …

[av_table purpose=’tabular’ pricing_table_design=’avia_pricing_default’ pricing_hidden_cells=” caption=’Stamp Duty Rates and Computation’ responsive_styling=’avia_scrollable_table’]
[av_row row_style=”][av_cell col_style=”]Purchase Price or Market Value of Property[/av_cell][av_cell col_style=”]Buyer Stamp Duty Rates for Residential Properties[/av_cell][av_cell col_style=”]Buyer Stamp Duty Rates for Commercial Properties[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]First $180,000[/av_cell][av_cell col_style=”]1%[/av_cell][av_cell col_style=”]1%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Next $180,000[/av_cell][av_cell col_style=”]2%[/av_cell][av_cell col_style=”]2%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Next $640,000[/av_cell][av_cell col_style=”]3%[/av_cell][av_cell col_style=”]3%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Remaining Amount[/av_cell][av_cell col_style=”]4%[/av_cell][av_cell col_style=”][/av_cell][/av_row]
[/av_table]

[av_table purpose=’tabular’ pricing_table_design=’avia_pricing_default’ pricing_hidden_cells=” caption=’Additional Buyer Stamp Duty Rates and Computation’ responsive_styling=’avia_scrollable_table’]
[av_row row_style=”][av_cell col_style=”]Nationality[/av_cell][av_cell col_style=”]1st Property[/av_cell][av_cell col_style=”]2nd Property[/av_cell][av_cell col_style=”]3rd Property[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Singapore Citizens[/av_cell][av_cell col_style=”]N.A[/av_cell][av_cell col_style=”]12%[/av_cell][av_cell col_style=”]15%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Permanent Residents[/av_cell][av_cell col_style=”]5%[/av_cell][av_cell col_style=”]15%[/av_cell][av_cell col_style=”]15%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Foreigners[/av_cell][av_cell col_style=”]20%[/av_cell][av_cell col_style=”]20%[/av_cell][av_cell col_style=”]20%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Entities / Companies[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][/av_row]
[/av_table]…

[av_table purpose=’tabular’ pricing_table_design=’avia_pricing_default’ pricing_hidden_cells=” caption=’Residential Loan Information’ responsive_styling=’avia_responsive_table’]
[av_row row_style=”][av_cell col_style=”]Loan[/av_cell][av_cell col_style=”][/av_cell][av_cell col_style=”]First Loan[/av_cell][av_cell col_style=”][/av_cell][av_cell col_style=”][/av_cell][av_cell col_style=”]Second Loan[/av_cell][av_cell col_style=”][/av_cell][av_cell col_style=”][/av_cell][av_cell col_style=”]Third Loan[/av_cell][av_cell col_style=”][/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Age[/av_cell][av_cell col_style=”]Up to 65[/av_cell][av_cell col_style=”]Up to 70-75[/av_cell][av_cell col_style=”]Up to 70-75[/av_cell][av_cell col_style=”]Up to 65[/av_cell][av_cell col_style=”]Up to 70-75[/av_cell][av_cell col_style=”]Up to 70-75[/av_cell][av_cell col_style=”]Up to 65[/av_cell][av_cell col_style=”]Up to 70-75[/av_cell][av_cell col_style=”]Up to 70-75[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Loan Tenure[/av_cell][av_cell col_style=”]Up to 30 years[/av_cell][av_cell col_style=”]Up to 30 years[/av_cell][av_cell col_style=”]31-35 years[/av_cell][av_cell col_style=”]Up to 30 years[/av_cell][av_cell col_style=”]Up to 30 years[/av_cell][av_cell col_style=”]31-35 years[/av_cell][av_cell col_style=”]Up to 30 years[/av_cell][av_cell col_style=”]Up to 30 years[/av_cell][av_cell col_style=”]31-35 years[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Maximum Loan To Value (LTV) Limit[/av_cell][av_cell col_style=”]75%[/av_cell][av_cell col_style=”]55%[/av_cell][av_cell col_style=”]55%[/av_cell][av_cell col_style=”]45%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]35%[/av_cell][av_cell col_style=”]15%[/av_cell][av_cell col_style=”]15%[/av_cell][/av_row]
[av_row row_style=”][av_cell col_style=”]Min
Cash
Down[/av_cell][av_cell col_style=”]5%[/av_cell][av_cell col_style=”]10%[/av_cell][av_cell col_style=”]10%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][av_cell col_style=”]25%[/av_cell][/av_row]
[/av_table]

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All Co-borrowers must be mortgagors. Also there is a Total Debt to …